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Here Comes The Panic

November 5, 2009

I’m almost into count-down mode. We get possession of our house 3 weeks from today. And I’m starting to get worried. Why, you ask?

The mortgage broker’s assistant emailed today asking for 2 things that we’ve already given them. One I faxed them on October 10th – I still have the fax cover sheet to prove it. The other was an amendment to our offer to purchase, which we signed the day after we signed the offer to purchase. So now I’m a bit worried about them. Is it just a lack of communication between our broker and her two assistants, or what?

I’m worried about our down payment. We’re withdrawing money from Court’s RRSP at work, and they neglected to tell their contributors that

  1. there are blackout periods where you can’t withdraw funds
  2. that there is a total pool of money that employees can withdraw from, and each employee only gets a certain percentage. In this case, it’s less than half of what we had planned on
  3. it takes the RRSP provider an inordinate amount of time to get your request processed and get the money to you. We asked for our money for Nov. 12 and they said they’ll try

I’m worried about packing. 760 square foot house with 3 people, a dog, and way too much crap, and I’ve packed a total of 4 boxes. OK, 5 but the last one’s not taped yet. Oh yeah, and we have extra stuff in our basement that’s not ours. And there’s a bunch of crap to get rid of. Luckily, we’re doing a dump run the week before we move so we’ll get all that out of the way. I want to get packing but with Court sick it’s hard. I want to pack during the day but I don’t want Penny downstairs, and I can’t leave her alone upstairs. I had planned to start packing in the evenings this week so Court could help then the big lunk went and got sick.

So, um… EEEEEEEEEEK! This is our first home. I know it’s normal to worry, but I’m not usually the worrier. Court decided to wear those particular pants long before I ever met him.

Anyone have tips on packing everything in 3 weeks? =D

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6 comments

  1. We bought our first house 3 years ago and it was a nightmare! Everyone I talked to at the bank was totally clueless. I was on the phone every single day, getting more and more frustrated. I believe I cried a few times the week we closed, out of sheer frustration. It was the same sort of situation, down payment borrowed from hubs’ 401k, trying to pack up all our junk in a teeny tiny house, stupid assistant asking me for the same crap over and over . . . hang in there, it will all come together.


  2. Good luck! I don’t have great tips – I usually plan to start packing well in advance, but end up rushing around at the last minute. So, you know, don’t follow my example.

    All of these little anxieties are pretty normal. I’m sure that it will somehow work itself out, and you will have a great Christmas in your new home! :)


  3. Moving is so stressful that’s for sure! We’ve done it a couple times now and I think it’s pretty normal to be running around like crazy for weeks before the big day (or maybe that’s just me). Have faith that all those folks will get things figured out – they must do this fairly often. Good luck!


  4. Everyone I know that buys a house is so stressed out by the time they move in – almost scares me to buy. At least the feelings you have are normal and everything will most likely work out just fine. How exciting to be able to move in before Christmas.

    PS. I’ve got a little something for you on my site to thank you for letting me read your awesome blog!

    ~Krista
    http://typical-ramblings.blogspot.com


  5. Don’t worry…it will all work out. How to pack? Just hire my wife….but she is pregnant. Good luck!


  6. Congratulations on your new home.
    The biggest tip I can share is: to label the contents of each box you pack. If possible label each side of the box. This enables you to know what’s in the box without having to move the boxes stacked above it (assuming you’ll have them stacked). And this saves time searching through unlabelled boxes when unpacking.
    Also, get rid of anything you don’t want or haven’t used in years. This is agreat time to run stuff to Goodwill or donate to charity (tax write-off). You don’t want to move with stuff you don’t want or need.
    Hope this helps.
    Good luck,
    Jessi



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